At the end of February, the federal government published specifications for the smart card IDs that all federal employees and contractors will soon be issued. Washington is also considering a requirement for uniform and upgraded driver's licenses. At the same time, the banking and credit card industries are working on their own standards for commercial identity credentials. Campuses, too, have been experimenting for years with a variety of approaches to identity management. How do these threads relate to each other? Are we facing convergence or collision? This panel will explore these questions.